A Family-Operated Insurance Agency Serving Client Needs Since 1864

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Phone: (800) 777-0044

business insurance

Trusted by businesses large and small since 1864.

Each day, every business owner or manager is faced with the risks that affect his or her business and the task of managing those risks. To build an effective risk management program, it is essential to understand thoroughly the nature, scope and magnitude of potential risks, and the actions required to mitigate them.

Since 1864, we have assisted our clients in assessing the hazards and exposures affecting their businesses, and have helped them build commercial insurance programs designed to diminish or eliminate the adverse financial consequences of a loss.  

For large businesses, a Commercial Package Policy (CPP) that combines or "packages" individual lines of insurance in one policy can be used to customize coverage for the business' specific needs. Commercial packages provide advantages over using individual policies in that there is just one policy instead of several, the chance of coverage gaps or overlapping coverage is diminished and premium savings often result. 

A CPP can include any of the following coverages on an "a la carte" basis:

Many smaller businesses are able to qualify for a Business Owners Policy (BOP) which, unlike the CPP, provides an standard package of coverages, and is designed to meet the ordinary needs of certain classes of businesses on a less costly basis. A BOP can be customized through endorsements that expand coverages or loss limits.


Business meeting insurance

Contact Us NJ

1 Bethany Rd. Suite 50
    Hazlet, NJ 07730-1667

Tel: (732) 344-5154
Fax: (732) 344-5155

Monday-Friday: 9am - 5pm
Saturday & Sunday: Closed

Contact Us NY

110 Wall Street, 11th Floor NY,
NY 10005

Tel: (800) 777-0044
Fax: (732) 344-5155

Monday-Friday: 9am - 5pm
Saturday & Sunday: Closed

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